Money Management Skills That Actually Stick

Our structured program teaches practical investment habits through real scenarios and hands-on exercises. No theory overload—just actionable skills you'll use right away.

Most people don't need another generic finance course. They need clear guidance on building daily habits that grow wealth over time. We focus on the practical side—budgeting rhythms, portfolio basics, risk assessment—and help you apply them to your own situation starting in September 2025.

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What Makes Our Approach Different

We built this program after talking to dozens of people who tried other finance courses and walked away confused. They'd learned concepts but couldn't apply them. So we stripped everything back to essentials.

Each module tackles one specific habit—tracking spending, setting realistic savings targets, understanding ETFs versus individual stocks. You work through your own finances during sessions, not hypothetical examples. It's uncomfortable sometimes, but that's where growth happens.

And here's the thing: we don't rush. The full program runs 16 weeks because changing money habits takes time. You'll have weekly check-ins with instructors who've worked in portfolio management and financial planning for Canadian clients.

Real-World Practice Built In

Every module includes scenario work based on actual Canadian tax rules, TFSA limits, and RRSP contribution strategies. You'll practice with realistic numbers and timelines that match what you'll face when managing your own money.

Students reviewing investment portfolio strategies during group session

16

Weeks of Training

8

Practical Modules

24

Hours of Instruction

12

Max Group Size

How the Program Unfolds

We've organized everything into three progressive phases. You can't skip ahead—each phase builds on skills from the previous one. Most participants find this structure helpful because it removes decision fatigue about what to learn next.

1

Foundation Phase

Weeks 1–5

This phase covers the habits that support everything else. You'll map your current spending, identify patterns you didn't notice before, and set up tracking systems that don't require daily effort. We also introduce basic investment concepts—stocks, bonds, ETFs—with Canadian examples.

Spending pattern analysis
Budget structure design
Investment account types
Risk tolerance assessment
Emergency fund sizing
Debt management strategies
2

Portfolio Building Phase

Weeks 6–11

Now you'll construct your first portfolio using either a robo-advisor or self-directed approach. We walk through asset allocation, rebalancing frequency, and common mistakes people make when starting out. You'll also learn to read financial statements and evaluate investment performance realistically.

Asset allocation models
ETF selection criteria
Rebalancing schedules
Tax-efficient investing
Performance tracking
Fee impact analysis
3

Advanced Strategy Phase

Weeks 12–16

The final phase tackles more complex topics—dividend investing, sector rotation, hedging strategies, and retirement planning specifics for Canadians. You'll work through real scenarios like job changes, inheritance decisions, and market downturns to practice staying disciplined under pressure.

Dividend portfolio construction
Sector analysis basics
Retirement income planning
Market downturn strategies
Estate planning fundamentals
Portfolio stress testing

Who'll Be Teaching You

Portrait of instructor Callum Northfield

Callum Northfield

Portfolio Strategy

Spent twelve years managing client portfolios at a Toronto investment firm. Callum teaches the portfolio building and asset allocation modules with examples pulled from real client situations he's navigated.

Portrait of instructor Brynn Ledford

Brynn Ledford

Tax Planning

Works as a financial planner specializing in tax-efficient investing for Canadians. Brynn covers TFSA and RRSP strategies, showing you how to structure investments to keep more of what you earn.

Portrait of instructor Sonja Kellgren

Sonja Kellgren

Behavioral Finance

Focuses on why people make poor investment decisions and how to build better habits. Sonja leads the foundation phase, helping participants understand their own money psychology before getting into technical details.

How to Join the September 2025 Cohort

We keep groups small—maximum 12 people—so everyone gets individual attention. The application process helps us make sure this program fits what you're looking for.

1

Submit Interest Form

Fill out a short questionnaire about your current financial situation and learning goals. Takes about 10 minutes.

2

Phone Conversation

We'll schedule a 20-minute call to discuss whether the program aligns with what you need. No sales pressure—just honest conversation.

3

Review Materials

You'll receive detailed program information, schedule, and expectations. Take a few days to think it over and ask any remaining questions.

4

Confirm Enrollment

Once you're ready, complete enrollment and you're in. We'll send pre-program materials so you can hit the ground running in September.

Instructor reviewing financial planning documents with student

What You'll Need

No prior finance knowledge required, but you should have stable income and be ready to examine your spending honestly. The program works best for people who already track their money somewhat and want to level up their investment skills.

You'll need access to your bank statements and about 3 hours per week for coursework and exercises. Classes run Tuesday evenings from 7–9 PM Eastern, with recordings available if you miss a session.

September 2025 Cohort Details

  • Classes start September 9, 2025
  • 16 weeks concluding December 23, 2025
  • Tuesday evenings, 7–9 PM Eastern Time
  • 12 participants maximum
  • Online via video conferencing
  • All sessions recorded for review

Ready to Build Better Money Habits?

Applications for the September 2025 cohort close August 15. Get in touch to start the conversation.

Apply Now